Home Purchase Financing

Securing the right financing is a crucial part of your journey toward homeownership. Whether you're a first-time buyer or looking to invest in real estate, understanding your financing options is essential. We're here to guide you through the process and help you make well-informed decisions to find a loan that fits your individual needs.


Mortgage Loans

When it comes to financing your home, you have a variety of mortgage options to choose from. Learn about fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, USDA loans, and jumbo loans. Each type has its unique advantages and is designed to fit different financial situations.


Getting Pre-Approved

Before you start your home search, obtaining a pre-approval for your mortgage is highly recommended. This step helps you determine your budget, streamlines the buying process, and demonstrates your seriousness as a buyer.


Mortgage Rates & Terms

Mortgage Interest Rates

Mortgage rates can significantly impact the total cost of your home purchase. We'll explain how interest rates work, factors that influence them, and how to secure the best possible rate.

Loan Terms

Learn about different loan terms, such as 15-year and 30-year mortgages, and how they can affect your monthly payments and overall financial goals.


Down Payment & Closing Costs

The Down Payment

Your down payment is a crucial financial component of buying a home. We'll discuss various down payment options and strategies for saving.

Closing Costs

Understand what closing costs are, what they typically include, and how to budget for them.

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

How We Can Help Buy Your Dream House


Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your New Home

Securing the right home purchase financing is a critical step in realizing your dream of homeownership. At Lending By Evergreen, we're committed to providing you with the knowledge and tools to make informed decisions. Please feel free to reach out if you have any questions or need assistance with your home financing journey.


Apply Now

Get started with our easy online application